Prudential requirements aim to make the financial sector more stable, while ensuring it is able to support households, firms, and other end-users of financial services.
Bank recovery and resolution
The EU provides a framework for authorities to manage bank failures effectively.
Deposit guarantee schemes
EU legislation protects bank deposits in the case of bank failure.
Structural reform of the EU banking sector
Information on the European Commission's proposal on banking structural reform, which aims to strengthen the stability of the largest banks.
Winding-up of credit institutions
A single bankruptcy procedure can be applied to credit institutions in all EU countries.
The EU is working to integrate and improve the efficiency of the covered bonds market.