In its communication on a retail payments strategy in the EU adopted on 24 September 2020, the Commission confirmed its objective of fostering the full take-up of instant payments in the EU. This would also facilitate the emergence of competitive home-grown and pan–European payment solutions, in line with the objectives of the EU's open strategic autonomy.
In this context, the Commission services are conducting an in-depth assessment of the costs and benefits of different measures, which could be genuine enablers for the full roll-out of instant payments in the EU. As part of this assessment, the Commission services are gathering views from all relevant stakeholders.
In March, the Commission launched two written consultations: a public consultation addressed to all stakeholder groups, which will run until 23 June, and a targeted consultation addressed to the payment service providers, which will run until 2 June.
The webinar on “exploring the potential of instant payments for EU consumers and businesses” focused on the opportunities and challenges of instant payments for 3 groups of payment services users: consumers, retailers and corporates.
The feedback received through the written consultations and the webinar will feed into the Commission’s forthcoming decision on possible enabling measures to move ahead with the instant payments agenda.
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