- Data de publicação
- 7 de janeiro de 2014
- Direção-Geral da Estabilidade Financeira, dos Serviços Financeiros e da União dos Mercados de Capitais
- Departamento conexo
- Directorate-General for Financial Stability, Financial Services and Capital Markets Union
The mortgage directive has provisions for the calculation of the annual percentage rate of charge (APRC).
A calculator based on these provisions is available below to help users (including regulators, consumers, creditors) calculate the APRC of a given value of credit. This Excel tool complements the existing calculator for consumer credit.
The calculator is accompanied by a report presenting 44 examples and a guide.
Disclaimer: The data provided by the simulator has not been adopted officially by the Commission and should not be relied upon as a statement of the Commission’s or DG FISMA’s views.