Commission advances the savings and investments union with measures to mobilise insurers’ and banks’ capital for Europe’s future

The Commission has adopted two measures to support the essential role institutional investors, such as banks and insurers, play in the financing the EU economy

• a Delegated Act under Solvency II, the regulatory framework for insurers
• a Communication on the prudential treatment of equity investments by banks under legislative programmes

These measures deliver on the roadmap set out in the savings and investments union (SIU) strategy and contribute to the EU’s broader objectives of supporting private investment, improving capital market integration, and strengthening Europe’s long‑term competitiveness, for the benefit of EU businesses and households.

They aim at boosting equity investments by banks and insurers, including where these investments are made alongside public entities – such as the European Investment Bank or national promotional banks.

• Press release

Amendments to the Solvency II Delegated Regulation

• Delegated act
• Questions & answers on the Solvency II Delegated Regulation

Legislative programmes under the CRR

• Text of the Communication
• Public register
• Questions & answers on the legislative programmes under the CRR