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Targeted consultation on instant payments

About this consultation

Consultation period

24 March 2021 - 12 June 2021 (midnight Brussels time)


Financial services, consumer finance, payments


Target group

This targeted consultation is aimed to collect information of technical nature from PSPs and providers of technical services supporting the provision of instant payments, in addition to information they will provide in the context of the open public consultation that will be addressed to all stakeholders.

Objective of the consultation

This targeted consultation will inform the Commission on remaining obstacles as well as possible enabling actions that it could take to ensure a wide availability and use of instant payments in the EU. It will also enable the Commission to decide on whether EU coordinated action and/or policy measures are warranted in order to ensure that a critical mass of EU payment service providers (PSPs) offer instant credit transfers. This targeted consultation also seeks to identify factors that would be relevant for fostering customer demand towards instant credit transfer services.

How to submit your response

Please note that in order to ensure a fair and transparent consultation process responses should be submitted through the online questionnaire.

Consultation outcome

Contributions to the consultation

2 OCTOBER 2023
Received contributions: Targeted consultation - Instant payments
2 OCTOBER 2023
Documents annexed to received contributions: Targeted consultation - Instant payments

Reference documents

24 MARCH 2021
Consultation document: Instant payments (targeted consultation)
24 MARCH 2021
Consultation strategy: Instant payments
24 MARCH 2021
Specific privacy statement: Instant payments (targeted consultation)


fisma-instant-paymentsatec [dot] europa [dot] eu (Contact email address: fisma-instant-payments[at]ec[dot]europa[dot]eu)