FSUG studies and papers

2018

October 2018

• Study on risks and opportunities of digitalisation for financial inclusion

November 2016

• Study on access to comprehensive financial guidance for consumers
• FSUG paper and recommendations on financial guidance

October 2016

• Study on the performance and adequacy of pension decumulation practices in four EU countries
• Executive summary - Study on the performance and adequacy of pension decumulation practices in four EU countries
• FSUG draft response to the study on the performance and adequacy of pension decumulation practices in four EU countries
• For better supervision and enforcement in retail finance

June 2016

• Assessment of current and future impact of Big Data on Financial Services

May 2016

• European Commission report on Crowdfunding in the EU capital markets union
• Study on Crowdfunding from an investor perspective – Final report by Oxera
• FSUG Position Paper on the Study on Crowdfunding from an Investor Perspective

2015

December 2015

• Assessing the impact of credit data on preventing over-indebtedness, contributing to prudential regulation and facilitating access to affordable and quality credit

October 2015

• Retail Market Integration Report
• Annex to the paper on Retail Market Integration data

March 2015

• FSUG Risk Outlook 2015 and beyond – Progress Report and New Risks facing EU Financial Services Users
• FSUG Strategic Priorities for the New Commission

2014

November 2014

• FSUG position paper on asset management
• A simple financial products regime

October 2014

• IODS: Study on the Performance and Efficiency of the EU Asset Management Industry

2013

November 2013

• Study on remuneration structures of financial services intermediaries and conflicts of interest
• FSUG position paper on study on the remuneration structures of financial services intermediaries and conflicts of interest

August 2013

• Final report: Who owns the European economy?
• Oxera: Study on the position of savers in private pension products
• FSUG Position Paper on the Oxera Study
• 2012 Priorities Report: Ensuring fair, affordable and safe financial products for vulnerable users

March 2013

• FSUG position paper on the debt solutions research study

2012

December 2012

• Debt Solutions Report

September 2012

• FSUG Paper 1 – New model financial regulation

June 2012

• FSUG 2012 Risk Outlook – Impact of the 'new economic paradigm' on the EU financial services users