Page contents Page contents The Consumer Credit Directive empowers the Commission to adopt delegated and implementing acts to specify how competent authorities and market participants shall comply with the obligations laid down in the regulation. Latest 27 September 2023AdoptionCommission Implementing Regulation laying down implementing technical standards for the application of Article 16(1) of Directive (EU) 2021/2167 with regard to the templates to be used by credit institutions for the provision to buyers of information on their credit exposures in the banking book (not in force until it is published in the Official Journal) Related links Consumer credit