- Дата на публикуване
- 28 Юни 2023 г.
- Генерална дирекция „Финансова стабилност, финансови услуги и съюз на капиталовите пазари“
The European Commission is putting forward two proposals within a ‘single currency package’ to ensure that individuals and businesses can continue to access and pay with euro banknotes and coins across the euro area, and to set out a framework for a possible new digital form of the euro that the European Central Bank could choose to issue in the future, as a complement to cash.
The euro continues to be a symbol of Europe’s unity and strength. Across the euro area and beyond, for more than two decades, people and businesses have been accustomed to paying with euro coins and banknotes. While 60% of people surveyed would like to continue to have the option to use cash, an increasing number of people are choosing to pay digitally, using cards and applications issued by banks and other digital and financial firms.
To reflect these trends, the Commission proposes two sets of measures to ensure that people have both payment options available when they want to pay with central bank money – physical and digital euro. The package includes a legislative proposal establishing the legal framework for a possible digital euro as a complement to euro banknotes and coins. It will ensure that people and businesses have an additional choice – on top of current private options – that allows them to pay digitally with a widely accepted, cheap, secure and resilient form of public money in the euro area. If the proposal to establish the legal framework for the digital euro is adopted by the European Parliament and Council, it will ultimately be for the European Central Bank to decide if and when to issue the digital euro.
It also includes a legislative proposal on the legal tender of euro cash to safeguard the role of cash, ensure it is widely accepted as a means of payment and remains easily accessible for people and businesses across the euro area.
- Press release
- Frequently asked questions
- Factsheet: The euro - Single currency package
- Watch the press conference
Legislative proposals and related documents
- Timeline of the initiative and stakeholder's feedback
- Proposal for a Regulation on the establishment of the digital euro
- Proposal for a Regulation on the provision of digital euro services by payment services providers incorporated in Member States whose currency is not the euro
- Impact assessment accompanying the proposals
- Summary of the impact assessment accompanying the proposals
- JRC research update: Potential impact of digital euro on banks' balance sheets and profitability
- Related proposal on a legal tender of euro cash