Overview of financial services legislation

Financial markets

• Credit Rating Agencies Regulation (CRA) - 1060/2009/EC
• Investment Firms Directive (IFD) - 2019/2034/EU
• Investment Firms Regulation (IFR)- 2019/2033/EU

Investment funds

• Undertakings for Collective Investment in Transferable Securities Directive (UCITS) - 2009/65/EC
• Alternative Investment Fund Managers Directive (AIFMD) - 2011/61/EU
• European Venture Capital Funds Regulation (EuVECA) - 345/2013/EU
• European Social Entrepreneurship Funds Regulation (EuSEF) - 346/2013/EU
• European Long-Term Investment Funds Regulation (ELTIF) - 2015/760/EU
• Money Market Funds Regulation (MMF) - 2017/1131/EU

Securities markets

• Markets in Financial Instruments Directive (MiFID) - 2004/39/EC
• Markets in Financial Instruments Directive (MiFID II) - 2014/65/EU
• Markets in Financial Instruments Regulation (MiFIR) - 600/2014/EU
• Short Selling Regulation - 236/2012/EU
• Prospectus Directive - 2003/71/EC
• Prospectus Regulation - 2017/1129/EU
• Market Abuse Regulation (MAR) - 596/2014/EU
• Market Abuse Directive (MAD) - 2014/57/EU
• Benchmarks Regulation - 2016/1011/EU
• Securitisation Regulation - 2017/2402/EU

Post-trade services

• OTC Derivatives, Central Counterparties and Trade Repositories Regulation (EMIR) - 648/2012/EU
• Securities Financing Transactions Regulation (SFTR) - 2015/2365/EU
• Central Securities Depositories Regulation (CSDR) - 909/2014/EU
• Settlement Finality Directive - 98/26/EC
• Financial Collateral Directive - 2002/47/EC

Company reporting and auditing

• International Accounting Standards Regulation (IAS Regulation) - 1606/2002/EC
• Transparency Directive - 2004/109/EC
• Audit Directive - 2006/43/EC
• Accounting Directive - 2013/34/EU
• Non-Financial Reporting Directive (NFRD) - 2014/95/EU
• Corporate Sustainability Reporting Directive (CSRD) - 2022/2464/EU

Banking union

• Single Resolution Mechanism Regulation (SRM) - 806/2014/EU
• Single Supervisory Mechanism Regulation - 1024/2013/EU

Banking regulation

• Banking Prudential Requirements Directive (CRD V) - 2019/878/EU
• Banking Prudential Requirements Directive (CRD IV) - 2013/36/EU
• Banking Prudential Requirements Regulation (CRR II) - 2019/876/EU
• Banking Prudential Requirements Regulation (CRR) - 575/2013/EU
• Bank Recovery and Resolution Directive (BRRD) - 2014/59/EU
• Deposit Guarantee Schemes Directive (DGSD) - 2014/49/EU

Supplementary supervision of financial conglomerates

• Financial Conglomerates Directive (FICOD) - 2002/87/EC

Insurance

• Solvency II Directive - 2009/138/EC
• Insurance Distribution Directive (IDD) - 2016/97/EU
• Motor Insurance Directive - 2009/103/EC

Pensions funds

• Pan-European Personal Pension Product Regulation (PEPP) - 2019/1238/EU
• Occupational Pension Funds Directive (IORP) - 2003/41/EC

EU taxonomy for sustainable activities

• Taxonomy Regulation - 2020/852/EU
• Sustainable Finance Disclosures Regulation (SFDR) - 2019/2088/EU
• EU Climate Transition Benchmarks - 2019/2089/EU

Retail financial services

• Mortgage Credit Directive - 2014/17/EU
• Payment Accounts Directive (PAD) - 2014/92/EU
• Packaged Retail and Insurance-based Investment Products Regulation (PRIIPs) - 1286/2014/EU

Payment services

• Payment Services Directive (PSD 2) - 2015/2366/EU
• Payment Services Directive (PSD 1) 2007/64/EC
• Single Euro Payments Area (SEPA) Regulation - 260/2012/EU
• Cross-Border Payments Regulation - 924/2009/EC
• E-Money Directive - 2009/110/EC

EU context of anti-money laundering and countering the financing of terrorism

• Anti-Money Laundering and Terrorist Financing Directive V (AMLD V) - 2018/843/EU
• Anti-Money Laundering and Terrorist Financing Directive IV (AMLD IV) - 2015/849/EU
• Information Accompanying Transfers of Funds Regulation - 2015/847/EU