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Finance
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Regulation & supervision
Regulation and supervision
The EU has introduced a specific regulatory process for financial services. The EU’s supervisory architecture consists of 3 European supervisory authorities and a board to monitor systemic risks.
Regulatory process in financial services
European system of financial supervision
Free movement of capital
Financial services legislation
Overview of financial services legislation
Implementing and delegated acts
Enforcement of banking and finance law
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Expert groups, comitology and other committees
Consultations
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Savings & investments union
Financial markets
Financial markets
The EU ensures that financial markets operate fairly, transparently and efficiently, supporting investment, protecting investors and strengthening the single market.
Financial markets policy
Securities markets
Post-trade services
Investment funds
Regulating credit rating agencies
Prudential rules for investment firms
Capital markets union
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Company reporting and auditing
Company reporting
Auditing of companies' financial statements
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In focus
Corporate sustainability reporting
Banking & insurance
Banking, banking union, insurance & pensions
EU rules governing the activities and supervision of EU banks, insurance companies and pension funds, strengthening their resilience to possible shocks, ensuring an orderly exit from the market when needed, while enabling them to finance the economy.
Banking regulation
Prudential requirements
Bank recovery and resolution
Deposit guarantee schemes
Winding-up of credit institutions
Macroprudential policy
Covered bonds
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Banking union
What is the banking union?
Single supervisory mechanism
Single resolution mechanism
European deposit insurance scheme
Sovereign bond-backed securities (SBBS)
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Non-performing loans (NPLs)
Supplementary supervision of financial conglomerates
Insurance
Insurance regulation
Insurance distribution
Motor insurance
Insurance of climate-related disasters
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Pension funds
Occupational pension funds
Pan-European personal pension product (PEPP)
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Sustainable finance
Sustainable finance
The EU is examining how to make sustainability considerations an integral part of its financial policy in order to support the European green deal.
Overview of sustainable finance
Tools and standards
EU taxonomy for sustainable activities
The European green bond standard – Supporting the transition
ESG rating activities
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Disclosures
Corporate sustainability reporting
EU labels for benchmarks (climate, ESG) and benchmarks’ ESG disclosures
Sustainability-related disclosure in the financial services sector
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Platform on Sustainable Finance
Stakeholder request mechanism
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International Platform on Sustainable Finance
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In focus
EU taxonomy for sustainable activities
Digital finance
Digital finance
New financial technologies can facilitate access to financial services and improve the efficiency of the financial system.
Overview of digital finance
Digital euro
Crypto-assets
Cyber resilience
Framework for financial data access
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Consumer finance
Consumer finance and payments
Financial services have a major impact on consumers' lives. Consumers should be able to make well-informed decisions on financial matters and feel confident that they are well protected if something goes wrong.
Retail financial services
Credit
Consumer financial services policy
Access to bank accounts
Distance marketing of financial services
Key information documents for packaged retail and insurance-based investment products (PRIIPs)
Increasing consumer involvement in financial service policy-making
Financial dispute resolution network: FIN-NET
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Payment services
Payment services
Single euro payments area (SEPA)
E-money
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Financial literacy
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EU & the world
EU and the world
The EU works with its international partners to develop consistent policies on the regulation of financial markets and capital movements.
Sanctions (restrictive measures)
Overview of sanctions and related resources
Sanctions adopted following Russia’s military aggression against Ukraine
Humanitarian assistance in environments subject to EU sanctions
Contacts on EU sanctions
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Financial crime
Anti-money laundering overview
Anti-money laundering at EU level
Anti-money laundering at international level
Anti-Money Laundering Authority
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Open strategic autonomy
The international role of the euro
Extraterritoriality (Blocking statute)
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Equivalence of non-EU financial services frameworks
International relations
International cooperation
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In focus
Sanctions against Russia
Home
Adrien Thomas
Adrien Thomas
Financial Market Infrastructures Unit,
DG FISMA
.
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