Prudential requirementsPrudential requirements aim to make the financial sector more stable, while ensuring that it is able to support households, firms, and other end-users of financial services. Bank recovery and resolutionThe EU provides a framework for authorities to manage bank failures effectively.Deposit guarantee schemesEU legislation protects deposits in case of bank failure.Winding-up of credit institutionsA single bankruptcy procedure can be applied to credit institutions in all EU countries.Macroprudential policyMacroprudential framework for banks Macroprudential policies for non-bank financial intermediation (NBFI)Covered bondsThe EU is equipped with a deep and well‑established covered bonds market that constitutes a key source of cost‑effective and long‑term funding for European banks.
Prudential requirementsPrudential requirements aim to make the financial sector more stable, while ensuring that it is able to support households, firms, and other end-users of financial services.
Bank recovery and resolutionThe EU provides a framework for authorities to manage bank failures effectively.
Winding-up of credit institutionsA single bankruptcy procedure can be applied to credit institutions in all EU countries.
Macroprudential policyMacroprudential framework for banks Macroprudential policies for non-bank financial intermediation (NBFI)
Covered bondsThe EU is equipped with a deep and well‑established covered bonds market that constitutes a key source of cost‑effective and long‑term funding for European banks.