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Finance

Ombudsstelle für Sachwerte und Investmentvermögen e.V.

Name in English: Real Asset Investment Arbitration Board

Financial institutions covered: alternative investment fund managers (AIFM), providers of closed-end funds, trust companies, alternative investment funds, closed-end funds.

Financial products covered: alternative investment funds (AIF), closed-end funds.

Languages in which a complaint can be made: German and English

E-mail: infoatombudsstelle [dot] com (info[at]ombudsstelle[dot]com)

Website: Ombudsstelle für Sachwerte und Investmentvermögen e.V.

More information: Info sheet

Deutscher Sparkassen- und Giroverband (DSGV)

Name in English: German Savings Banks Association

Financial institutions covered: only German savings banks.

Financial products covered (offered by the German Savings Banks): payments, deposits, credit & loans, mortgages, investments, pensions, securities.

Languages in which a complaint can be made: German, but if required, also English

E-mail: schlichtungatdsgv [dot] de (schlichtung[at]dsgv[dot]de)

Website: Deutscher Sparkassen- und Giroverband (DSGV)

Website in English: German Savings Banks Association

More information: Info sheet

Ombudsmann der deutschen genossenschaftlichen Bankengruppe (BVR)

Name in English: Ombudsman of German Cooperative Banks

Financial institutions covered: most banks, some mortgage banks.

Financial products covered: payments, deposits, credit & loans, mortgages, investments, some securities.

Languages in which a complaint can be made: German, English

E-mail: kundenbeschwerdestelleatbvr [dot] de (kundenbeschwerdestelle[at]bvr[dot]de)

Website: Ombudsmann der deutschen genossenschaftlichen Bankengruppe (BVR)

More information: Info sheet

Ombudsmann der öffentlichen Banken Deutschlands (VÖB)

Name in English: Ombudsman of German Public Sector Banks

Financial institutions covered: some banks.

Financial products covered: payments, deposits, credit & loans, mortgages, investments, some securities.

Languages in which a complaint can be made: German, English, French

E-mail: ombudsmannatvoeb-kbs [dot] de (ombudsmann[at]voeb-kbs[dot]de)

Website: Ombudsmann der öffentlichen Banken Deutschlands (VÖB)

More information: Info sheet

Ombudsmann der privaten Banken

Name in English: Ombudsman Scheme of the Private Commercial Banks

Financial institutions covered: most banks, most mortgage banks.

Financial products covered: payments, deposits, credit & loans, investments, pensions, securities.

Languages in which a complaint can be made: German or any other language agreed on by the customer and bank

E-mail: schlichtungatbdb [dot] de (schlichtung[at]bdb[dot]de)

Website: Ombudsmann der privaten Banken

More information: Info sheet

Ombudsmann Private Kranken- und Pflegeversicherung

Name in English: Ombudsman Private Health and Long-term Care Insurance

Financial institutions covered: some insurance companies.

Financial products covered: private health insurance, private long-term care insurance, some non-life insurance.

Languages in which a complaint can be made: German

E-mail: ombudsmannatpkv-ombudsmann [dot] de (ombudsmann[at]pkv-ombudsmann[dot]de)

Website: Ombudsmann Private Kranken- und Pflegeversicherung

More information: Info sheet

Ombudsstelle für Investmentfonds

Name in English: Ombudsman Scheme for Investment Funds

Financial institutions covered: some investment providers, some banks and some depositaries.

Financial products covered: some investments, some securities.

Languages in which a complaint can be made: German and English

E-mail: infoatombudsstelle-investmentfonds [dot] de (info[at]ombudsstelle-investmentfonds[dot]de)

Website: Ombudsstelle für Investmentfonds

More information: Info sheet

Schlichtungsstelle bei der Deutschen Bundesbank

Name in English: Arbitration Board at the Deutsche Bundesbank

Financial institutions covered: mortgage intermediaries, investment providers, investment intermediaries, securities intermediaries, some banks, some mortgage banks, some credit unions.

Financial products covered: most payments, some deposits, some credit & loans, some mortgages, some investments, some securities.

Languages in which a complaint can be made: German

E-mail: schlichtungatbundesbank [dot] de (schlichtung[at]bundesbank[dot]de)

Website: Schlichtungsstelle bei der Deutschen Bundesbank

More information: Info sheet

Schlichtungsstelle bei der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Name in English: Arbitration Board at BaFin

Financial institutions covered: all institutions under supervision of BaFin.

Financial products covered: investment products according to the investment act as well as banking operations and financial services under regulation of First Section §1 (1) and §1 (1a) of the Banking Act (Kreditwesengesetz - KWG).

Languages in which a complaint can be made: German

E-mail: schlichtungsstelleatbafin [dot] de (schlichtungsstelle[at]bafin[dot]de)

Website: Schlichtungsstelle bei der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

More information: Info sheet

Verband der Privaten Bausparkassen e.V. – Schlichtungsstelle Bausparen

Name in English: Association of Private Bausparkassen – Arbitration Board

Financial institutions covered: Only private Bausparkassen which are members of the Association of Private Bausparkassen. Public Bausparkassen are not affiliated to the scheme.

Financial products covered: All products and services offered by private Bausparkassen.

Languages in which a complaint can be made: German and, if required, also in English

E-mail: infoatschlichtungsstelle-bausparen [dot] de (info[at]schlichtungsstelle-bausparen[dot]de)

Website: Verband der Privaten Bausparkassen – Schlichtungsstelle Bausparen

More information: Info sheet

Versicherungsombudsmann e.V.

Name in English: Insurance Ombudsman

Financial institutions covered: insurance companies, insurance intermediaries.

Financial products covered: life/non-life insurance.

Languages in which a complaint can be made: German and, if required, also in English and French.

E-mail: beschwerdeatversicherungsombudsmann [dot] de (beschwerde[at]versicherungsombudsmann[dot]de)

Website: Versicherungsombudsmann e.V.

More information: Info sheet